Mobile Financial Services Benefits

Establish your financial institution as a market leader by taking advantage of Clickatell’s mobile banking. By SMS-enabling financial applications, institutions can ensure their long-term success within the marketplace. The benefits of offering mobile banking are immediate and affordable.

Increase the value and reach of your financial services brand with mobile services.

• Give your customers control of their finances through their mobile phones. Allow them to receive balance notifications by text message or make payments and transfer funds.
• Offer value added services such as fraud alerts and account transaction notifications with our Clickatell Bank Alert services.
• Allow customers to contact you via their medium of choice – email, phone call or SMS text message.
• Pass on information that is of interest or benefit to customers via a non-intrusive text message, email or with our Clickatell Text Bank product.
• SMS text messaging is a cost-effective way to run customer acquisition campaigns and reach new markets such as the youth market or emerging markets that do not have access to data connections.
• Reach 99% of your customers more effectively with mobile banking solutions from Clickatell.

Using a SMS mobile component will improve customer loyalty to your brand and hence customer relationships. This increased consumer confidence in your brand and acquisition of new customers directly translates into higher profit margins for your financial institution. Go mobile today with Clickatell's Text Banking Solutions.

Reduce your operating overheads with mobile financial services.

• By automating time-consuming repetitive tasks. Balance queries, notifications of fund transfers, deposits or payments.
• Eliminate the burden of costly call centers and customer service desks and allow customers to contact you via text message.
• By eliminating the costs of errors associated with paper-based payments.

Moving to a mobile platform reduces the costs associated with call centers and reduces the burden placed on IT and personnel resources by in-branch or telephonic enquiries. SMS financial applications are accurate and secure, removing human error from the equation. This reduction in operating costs translates into higher profit margins! Go mobile today with Clickatell's Text Banking Solutions.

Reduce business risk with mobile financial services.

• Use SMS fraud alerts and account transaction notifications to allow customers to respond in real-time to potential problems with their accounts. Fraud levels drop dramatically once SMS messaging systems have put into place.
• Roll out new banking initiatives or campaigns through SMS text messaging. It is extremely cost-effective.
• Because campaign results are available immediately, the return on investment is measurable.
• Clickatell's text banking solutions can be deployed on-premise or as a SaaS solution, meaning that no additional infrastructure has to be created to take your financial services mobile.
• Customers receiving services such as ‘point of sale’ SMS receipts on their phones will rest assured that the money transactions with your institution are accurate and secure. You reduce the risk of losing customers.

By adopting SMS mobile banking you will immediately and effectively reduce the level of risk that financial institutions face.  Reduced risk, particularly for fraud, directly reduces cost, that translates into higher profit margins for financial institutions! Go mobile today with Clickatell's Text Banking Solutions.

Generate additional revenue with mobile financial services.

• Offer your clients additional premium mobile services with new innovative product lines such as expedited mobile payments and mobile bill payments.
• Offer your clients the ability to make direct purchases through their mobile phones –prepaid airtime, electricity, gift vouchers.
• Partner with businesses to cross-sell to your customers insurance, holiday packages and time and location specific offers.
• Offer customers the option to make payments and transfer funds through their mobile phones.
• Offer them the opportunity to directly transfer funds to whom they choose only using the beneficiary’s mobile phone number. This ‘mobile to mobile’ fund transfer option is a very convenient way for people to conduct their banking.

Mobile banking can immediately begin generating additional funds for your financial institution. Commissions and service fees on mobile payments plus direct purchases directly translate into higher profits margins. Go mobile today with Clickatell's Text Banking Solutions.

Why are the worlds leading financial institutions using Clickatell as their mobile messaging partner? Clickatell’s solutions are easy to integrate into any existing system and all of our systems and featured partner applications have passed independent security audits. Click here to find out why Clickatell's trusted products are used to reach more people on more devices in more countries than any other company in the world.